Eastern Kentuckians are in need of affordable housing help for various reasons, including not being able to afford rent or a house payment, unaffordable utility costs, homes in need of significant and often expensive repairs, overcrowded homes, homes that pose health and safety risks for those who live there, and homes that are simply not decent places to live. 

One common misconception about the Housing Development Alliance is that we give away houses. Actually, the low-income families we serve must first qualify for our program and participate in Housing Counseling in order to prepare them to become homeowners. HDA homeowners also contribute up to 150 hours of sweat equity, meaning that they offset some of their home loan costs by working alongside our carpenters to build their own home. So, our program is far from a hand out, but it is very much a hand up to folks who need it.